International Personal Finance PLCInternational Personal Finance PLC - ESG Rating & Company Profile powered by AI

Industry Group:Consumer Lending

The Sustainability score for International Personal Finance PLC indicates its transparency towards the United Nations Sustainable Development Goals. The assessment of International Personal Finance PLC was prepared by All Street Sevva using advanced AI. This ESG rating covers 17 United Nations Sustainable Development Goals including: 'Clean Water & Sanitation', 'Industry, Innovation & Infrastructure' and 'Life on Land'.

International Personal Finance PLC in the Consumer Lending industry gained a UN SDG ESG Transparency Score of 6.9; made up of an environmental score of 5.7, social score of 7.0 and governance score of 8.0.

SDG Transparency Score for International Personal Finance PLC 
Low
0 - 3

6.9

Medium Impact
4 - 6
High
7 - 10
Last Score Update: 2023-07-01
What drives the score for International Personal Finance PLC 
5.7

Environmental

7.0

Social

8.0

Governance

Detailed ESG Breakdown
SEVVA Platform offers unique drill down to the underlying sources powering the ratings. Break down your ESG analysis by 17 UN SDGs and 8 additional governance factors.

Peer Group Comparison

RankCompanySDG Transparency Score Performance
1Cielo SA
8.2
High
1Visa Inc
8.2
High
67Muthoot Finance Ltd
7.0
High
67Provident Financial PLC
7.0
High
69International Personal Finance PLC
6.9
High
69Scan Global PCL
6.9
High
69Paisalo Digital Ltd
6.9
High
.........
377Zaim Credit Systems PLC
0.0
Low
377Zain Iraq Islamic Bank
0.0
Low
.........
View the full peer group of 502 companies on the SEVVA platformSign up for free
Peer Companies Benchmark
SEVVA Platform benchmarks each company against a peer group. View the full score distribution for peers by logging into SEVVA

Frequently Asked Questions

Does International Personal Finance PLC have an accelerator or VC vehicle to help deliver innovation?

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Does International Personal Finance PLC disclose current and historical energy intensity?

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Does International Personal Finance PLC report the average age of the workforce?

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Does International Personal Finance PLC reference operational or capital allocation in relation to climate change?

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Does International Personal Finance PLC disclose its ethnicity pay gap?

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Does International Personal Finance PLC disclose cybersecurity risks?

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Does International Personal Finance PLC offer flexible work?

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Does International Personal Finance PLC have a long term incentive (LTI) executive compensation plan based on a measure of return on capital?

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Does International Personal Finance PLC disclose the number of employees in R&D functions?

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Does International Personal Finance PLC conduct supply chain audits?

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Does International Personal Finance PLC disclose incidents of non-compliance in relation to the health and safety impacts of products and services?

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Is there a statment that there is no plan to expand their cement production? (for example: 'We have no current plans to add additional cement making capacity')

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Does International Personal Finance PLC conduct 360 degree staff reviews?

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Does International Personal Finance PLC disclose the individual responsible for D&I?

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Does International Personal Finance PLC disclose current and historical air emissions?

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Is there a statment that there is no plan to expand their coal usage? (for example: 'We have no current plans to add additional coal powered electricity generation')

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Is executive remuneration linked to climate performance?

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Does the Board describe its role in the oversight of climate-related risks and opportunities?

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Does International Personal Finance PLC disclose current and / or historical scope 2 emissions?

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Does International Personal Finance PLC disclose water use targets?

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Does International Personal Finance PLC have careers partnerships with academic institutions?

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Did International Personal Finance PLC have a product recall in the last two years?

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Does International Personal Finance PLC disclose incidents of discrimination?

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Does International Personal Finance PLC allow for Work Councils/Collective Agreements to be formed?

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Has International Personal Finance PLC issued a profit warning in the past 24 months?

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Does International Personal Finance PLC disclose parental leave metrics?

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Does International Personal Finance PLC disclose climate scenario or pathway analysis?

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Does International Personal Finance PLC disclose current and / or historical scope 1 emissions?

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Are Operating Expesnses linked to emissions reduction?

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Does International Personal Finance PLC disclose the pay ratio of women to men?

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Does International Personal Finance PLC support suppliers with sustainability related research and development?

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Does International Personal Finance PLC disclose the number of operations that have been subject to human rights reviews or human rights impact assessments?

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Does International Personal Finance PLC reflect climate-related risks in its financial statements?

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Is there a statment that there is no plan to expand their carbon intensite energy assets? (for example: 'We have no current plans to carry out further drilling for oil,')

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Is International Personal Finance PLC involved in embryonic stem cell research?

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Does International Personal Finance PLC disclose GHG and Air Emissions intensity?

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Does International Personal Finance PLC disclose its waste policy?

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Does International Personal Finance PLC report according to TCFD requirements?

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Does International Personal Finance PLC disclose its policies for bribery, corruption, whistle-blower, conflict of interest?

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Does International Personal Finance PLC disclose energy use targets?

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Does International Personal Finance PLC disclose its Renewable Energy targets?

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Are emissions metrics verified by STBi?

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Does International Personal Finance PLC have a policy relating to cyber security?

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Potential Risks for International Personal Finance PLC
These potential risks are based on the size, segment and geographies of the company.

International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers home credit products, such as money transfer loans direct to bank account, cash and microbusiness loans, home, medical and life insurances, and repayments services. It also offers digital business services comprising of instalment loans and repayment schedules, credit line products, and mobile wallet payments. The company offers its products under the Provident, Credit24, hapiloans, and Creditea brands. International Personal Finance plc was founded in 1997 and is headquartered in Leeds, the United Kingdom.

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