Lake Shore Bancorp Inc - ESG Rating & Company Profile powered by AI
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Lake Shore Bancorp Inc in the Banks industry gained a UN SDG ESG Transparency Score of 2.7; made up of an environmental score of 1.3, social score of 2.3 and governance score of 4.6.
2.7
Low ImpactEnvironmental
Social
Governance
Peer Group Comparison
| Rank | Company | SDG Transparency Score ⓘ | Performance |
|---|---|---|---|
| 1 | Landesbank Baden Wuerttemberg | 9.5 | High |
| 1 | UniCredit Bank Austria AG | 9.5 | High |
| ... | ... | ... | |
| 1455 | Northwest Bancshares Inc | 2.8 | Medium |
| 1455 | Warba Bank KSCP | 2.8 | Medium |
| 1479 | Lake Shore Bancorp Inc | 2.7 | Medium |
| 1479 | Banco di Desio e della Brianza SpA | 2.7 | Medium |
| 1479 | Bank of Chengdu Co Ltd | 2.7 | Medium |
| ... | ... | ... | |
| 2219 | sakartvelos bank'i ss | 0.0 | Low |
| 2219 | AlphaCredit Capital, S.A. de C.V. | 0.0 | Low |
| ... | ... | ... |
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Potential Risks for Lake Shore Bancorp Inc
These potential risks are based on the size, segment and geographies of the company.
Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services. It accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; money market savings and checking accounts; interest bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium sized businesses. The company's loan portfolio consists of commercial real estate, commercial construction, and home equity loans and lines of credit; commercial loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans, such as personal consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured property improvement loans, and other secured loans, as well as loans secured by certificates of deposit. As of February 11, 2022, it had eleven full-service branch locations in Western New York, including five locations in Chautauqua County and six locations in Erie County, New York. The company was founded in 1891 and is headquartered in Dunkirk, New York. Lake Shore Bancorp, Inc. is a subsidiary of Lake Shore, MHC.