Open Finance SAOpen Finance SA - ESG Rating & Company Profile powered by AI

Industry Group:Consumer Lending

The dashboard contains a Q&A section about Open Finance SA. The Sustainability assessment for Open Finance SA represents its reporting of the United Nations SDGs. This analysis of Open Finance SA incorporates information from across the internet and also from public filings by Open Finance SA.

Open Finance SA in the Consumer Lending industry gained a UN SDG ESG Transparency Score of 5.1; made up of an environmental score of 2.7, social score of 6.0 and governance score of 6.7.

SDG Transparency Score for Open Finance SA 
Low
0 - 3

5.1

Medium Impact
4 - 6
High
7 - 10
Last Score Update: 2023-07-01
What drives the score for Open Finance SA 
2.7

Environmental

6.0

Social

6.7

Governance

Detailed ESG Breakdown
SEVVA Platform offers unique drill down to the underlying sources powering the ratings. Break down your ESG analysis by 17 UN SDGs and 8 additional governance factors.

Peer Group Comparison

RankCompanySDG Transparency Score Performance
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8.2
High
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8.2
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136BFI Finance Indonesia Tbk PT
5.2
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136Trust International Islamic Bank
5.2
High
141Open Finance SA
5.1
High
141Aroma Enterprises (India) Ltd
5.1
High
141ELK-Desa Resources Bhd
5.1
High
.........
377Zaim Credit Systems PLC
0.0
Low
377Zain Iraq Islamic Bank
0.0
Low
.........
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Peer Companies Benchmark
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Frequently Asked Questions

Does Open Finance SA have an accelerator or VC vehicle to help deliver innovation?

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Does Open Finance SA disclose current and historical energy intensity?

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Does Open Finance SA report the average age of the workforce?

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Does Open Finance SA reference operational or capital allocation in relation to climate change?

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Does Open Finance SA disclose its ethnicity pay gap?

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Does Open Finance SA disclose cybersecurity risks?

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Does Open Finance SA offer flexible work?

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Does Open Finance SA have a long term incentive (LTI) executive compensation plan based on a measure of return on capital?

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Does Open Finance SA disclose the number of employees in R&D functions?

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Does Open Finance SA conduct supply chain audits?

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Does Open Finance SA disclose incidents of non-compliance in relation to the health and safety impacts of products and services?

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Is there a statment that there is no plan to expand their cement production? (for example: 'We have no current plans to add additional cement making capacity')

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Does Open Finance SA conduct 360 degree staff reviews?

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Does Open Finance SA disclose the individual responsible for D&I?

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Does Open Finance SA disclose current and historical air emissions?

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Is there a statment that there is no plan to expand their coal usage? (for example: 'We have no current plans to add additional coal powered electricity generation')

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Is executive remuneration linked to climate performance?

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Does the Board describe its role in the oversight of climate-related risks and opportunities?

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Does Open Finance SA disclose current and / or historical scope 2 emissions?

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Does Open Finance SA disclose water use targets?

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Does Open Finance SA have careers partnerships with academic institutions?

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Did Open Finance SA have a product recall in the last two years?

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Does Open Finance SA disclose incidents of discrimination?

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Does Open Finance SA allow for Work Councils/Collective Agreements to be formed?

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Has Open Finance SA issued a profit warning in the past 24 months?

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Does Open Finance SA disclose parental leave metrics?

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Does Open Finance SA disclose climate scenario or pathway analysis?

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Does Open Finance SA disclose current and / or historical scope 1 emissions?

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Are Operating Expesnses linked to emissions reduction?

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Does Open Finance SA disclose the pay ratio of women to men?

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Does Open Finance SA support suppliers with sustainability related research and development?

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Does Open Finance SA disclose the number of operations that have been subject to human rights reviews or human rights impact assessments?

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Does Open Finance SA reflect climate-related risks in its financial statements?

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Is there a statment that there is no plan to expand their carbon intensite energy assets? (for example: 'We have no current plans to carry out further drilling for oil,')

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Is Open Finance SA involved in embryonic stem cell research?

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Does Open Finance SA disclose GHG and Air Emissions intensity?

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Does Open Finance SA disclose its waste policy?

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Does Open Finance SA report according to TCFD requirements?

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Does Open Finance SA disclose its policies for bribery, corruption, whistle-blower, conflict of interest?

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Does Open Finance SA disclose energy use targets?

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Does Open Finance SA disclose its Renewable Energy targets?

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Are emissions metrics verified by STBi?

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Does Open Finance SA have a policy relating to cyber security?

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Potential Risks for Open Finance SA
These potential risks are based on the size, segment and geographies of the company.

Open Finance S.A. operates as a financial intermediation company in Poland. It offers deposit and saving accounts. The company also provides mortgage, cash, consolidation, and refinancing loans; home, car, life, travel, and company insurance products; and financial advisory services. In addition, it offers business loan, factoring, and leasing products and services to companies; and finance products to developers. Further, it is involved in the investment activities. Open Finance S.A. was incorporated in 2004 and is based in Warsaw, Poland.

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