Oportun Financial CorpOportun Financial Corp - ESG Rating & Company Profile powered by AI

Industry Group:Consumer Lending

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Oportun Financial Corp in the Consumer Lending industry gained a UN SDG ESG Transparency Score of 4.9; made up of an environmental score of 3.4, social score of 4.0 and governance score of 7.0.

SDG Transparency Score for Oportun Financial Corp 
Low
0 - 3

4.9

Medium Impact
4 - 6
High
7 - 10
Last Score Update: 2023-07-01
What drives the score for Oportun Financial Corp 
3.4

Environmental

4.0

Social

7.0

Governance

Detailed ESG Breakdown
SEVVA Platform offers unique drill down to the underlying sources powering the ratings. Break down your ESG analysis by 17 UN SDGs and 8 additional governance factors.

Peer Group Comparison

RankCompanySDG Transparency Score Performance
1Cielo SA
8.2
High
1Visa Inc
8.2
High
141Student Loan Corp
5.1
High
148Repco Home Finance Ltd
5.0
High
149Oportun Financial Corp
4.9
High
149CURO Group Holdings Corp
4.9
High
149Lovcen Banka ad Podgorica
4.9
High
.........
377Zaim Credit Systems PLC
0.0
Low
377Zain Iraq Islamic Bank
0.0
Low
.........
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Peer Companies Benchmark
SEVVA Platform benchmarks each company against a peer group. View the full score distribution for peers by logging into SEVVA

Frequently Asked Questions

Does Oportun Financial Corp have an accelerator or VC vehicle to help deliver innovation?

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Does Oportun Financial Corp disclose current and historical energy intensity?

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Does Oportun Financial Corp report the average age of the workforce?

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Does Oportun Financial Corp reference operational or capital allocation in relation to climate change?

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Does Oportun Financial Corp disclose its ethnicity pay gap?

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Does Oportun Financial Corp disclose cybersecurity risks?

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Does Oportun Financial Corp offer flexible work?

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Does Oportun Financial Corp have a long term incentive (LTI) executive compensation plan based on a measure of return on capital?

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Does Oportun Financial Corp disclose the number of employees in R&D functions?

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Does Oportun Financial Corp conduct supply chain audits?

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Does Oportun Financial Corp disclose incidents of non-compliance in relation to the health and safety impacts of products and services?

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Is there a statment that there is no plan to expand their cement production? (for example: 'We have no current plans to add additional cement making capacity')

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Does Oportun Financial Corp conduct 360 degree staff reviews?

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Does Oportun Financial Corp disclose the individual responsible for D&I?

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Does Oportun Financial Corp disclose current and historical air emissions?

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Is there a statment that there is no plan to expand their coal usage? (for example: 'We have no current plans to add additional coal powered electricity generation')

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Is executive remuneration linked to climate performance?

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Does the Board describe its role in the oversight of climate-related risks and opportunities?

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Does Oportun Financial Corp disclose current and / or historical scope 2 emissions?

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Does Oportun Financial Corp disclose water use targets?

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Does Oportun Financial Corp have careers partnerships with academic institutions?

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Did Oportun Financial Corp have a product recall in the last two years?

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Does Oportun Financial Corp disclose incidents of discrimination?

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Does Oportun Financial Corp allow for Work Councils/Collective Agreements to be formed?

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Has Oportun Financial Corp issued a profit warning in the past 24 months?

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Does Oportun Financial Corp disclose parental leave metrics?

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Does Oportun Financial Corp disclose climate scenario or pathway analysis?

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Does Oportun Financial Corp disclose current and / or historical scope 1 emissions?

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Are Operating Expesnses linked to emissions reduction?

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Does Oportun Financial Corp disclose the pay ratio of women to men?

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Does Oportun Financial Corp support suppliers with sustainability related research and development?

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Does Oportun Financial Corp disclose the number of operations that have been subject to human rights reviews or human rights impact assessments?

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Does Oportun Financial Corp reflect climate-related risks in its financial statements?

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Is there a statment that there is no plan to expand their carbon intensite energy assets? (for example: 'We have no current plans to carry out further drilling for oil,')

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Is Oportun Financial Corp involved in embryonic stem cell research?

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Does Oportun Financial Corp disclose GHG and Air Emissions intensity?

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Does Oportun Financial Corp disclose its waste policy?

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Does Oportun Financial Corp report according to TCFD requirements?

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Does Oportun Financial Corp disclose its policies for bribery, corruption, whistle-blower, conflict of interest?

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Does Oportun Financial Corp disclose energy use targets?

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Does Oportun Financial Corp disclose its Renewable Energy targets?

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Are emissions metrics verified by STBi?

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Does Oportun Financial Corp have a policy relating to cyber security?

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Potential Risks for Oportun Financial Corp
These potential risks are based on the size, segment and geographies of the company.

Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.

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