Southern Michigan Bancorp IncSouthern Michigan Bancorp Inc - ESG Rating & Company Profile powered by AI

Industry Group:Banks

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Southern Michigan Bancorp Inc in the Banks industry gained a UN SDG ESG Transparency Score of 0.0; made up of an environmental score of 0.0, social score of 0.0 and governance score of 0.0.

SDG Transparency Score for Southern Michigan Bancorp Inc 

0.0

Low Impact
0 - 3
Medium
4 - 6
High
7 - 10
Last Score Update: 2024-05-01
What drives the score for Southern Michigan Bancorp Inc 
0.0

Environmental

0.0

Social

0.0

Governance

Detailed ESG Breakdown
SEVVA Platform offers unique drill down to the underlying sources powering the ratings. Break down your ESG analysis by 17 UN SDGs and 8 additional governance factors.

Peer Group Comparison

RankCompanySDG Transparency Score Performance
1Landesbank Baden Wuerttemberg
9.5
High
2UniCredit Bank AG
9.0
High
.........
1882Hana Bank
0.3
Low
1882Norwegian Finans Holding ASA
0.3
Low
1885Southern Michigan Bancorp Inc
0.0
Low
1885CU Bancorp
0.0
Low
1885Caisse Reg Credit Agri Mutuel Aquitaine SC
0.0
Low
1885sakartvelos bank'i ss
0.0
Low
1885AlphaCredit Capital, S.A. de C.V.
0.0
Low
.........
View the full peer group of 2920 companies on the SEVVA platformSign up for free
Peer Companies Benchmark
SEVVA Platform benchmarks each company against a peer group. View the full score distribution for peers by logging into SEVVA

Frequently Asked Questions

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Does Southern Michigan Bancorp Inc reference operational or capital allocation in relation to climate change?

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Does Southern Michigan Bancorp Inc disclose its ethnicity pay gap?

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Does Southern Michigan Bancorp Inc have a long term incentive (LTI) executive compensation plan based on a measure of return on capital?

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Does Southern Michigan Bancorp Inc disclose current and historical air emissions?

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Is executive remuneration linked to climate performance?

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Does Southern Michigan Bancorp Inc disclose current and / or historical scope 2 emissions?

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Does Southern Michigan Bancorp Inc disclose climate scenario or pathway analysis?

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Does Southern Michigan Bancorp Inc disclose current and / or historical scope 1 emissions?

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Are Operating Expesnses linked to emissions reduction?

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Does Southern Michigan Bancorp Inc disclose the pay ratio of women to men?

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Does Southern Michigan Bancorp Inc reflect climate-related risks in its financial statements?

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Is there a statment that there is no plan to expand their carbon intensite energy assets? (for example: 'We have no current plans to carry out further drilling for oil,')

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Potential Risks for Southern Michigan Bancorp Inc
These potential risks are based on the size, segment and geographies of the company.

Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest Michigan communities. Its deposit products include interest and non-interest checking, savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit and IRAs. The company also provides home mortgages and equity loans, home equity line of credit, and auto/personal loans; business loans, such as lines of credit, term loans, commercial real estate loans, agriculture loans, letters of credit, small business administration loans, and capital access loans; industrial, construction, real estate, and inventory loans; and consumer lending products comprising direct and indirect loans to purchasers of residential real property and consumer goods. In addition, it offers trust and investment services that include investment management, trustee, IRA rollovers and retirement plan, institutional and personal custody, estate settlement, wealth management, estate and wealth transfer planning assistance, charitable gift planning assistance, and cash management custody services; and safe deposit box and automated teller machine services. Further, the company provides online and mobile banking, bill pay, e-statements, health savings account, ACH, wire transfer, remote deposit capture, insurance, and merchant services, as well as ATM, debit, credit, and gift cards. As of March 24, 2021, it operated 13 branches within Branch, Calhoun, Hillsdale, Kalamazoo, and St. Joseph Counties. The company was founded in 1871 and is based in Coldwater, Michigan.

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