Southern Michigan Bancorp Inc - ESG Rating & Company Profile powered by AI
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Southern Michigan Bancorp Inc in the Banks industry gained a UN SDG ESG Transparency Score of 0.0; made up of an environmental score of 0.0, social score of 0.0 and governance score of 0.0.
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Low ImpactEnvironmental
Social
Governance

Peer Group Comparison
Rank | Company | SDG Transparency Score ⓘ | Performance |
---|---|---|---|
1 | Landesbank Baden Wuerttemberg | 9.5 | High |
2 | UniCredit Bank AG | 9.0 | High |
... | ... | ... | |
1882 | Hana Bank | 0.3 | Low |
1882 | Norwegian Finans Holding ASA | 0.3 | Low |
1885 | Southern Michigan Bancorp Inc | 0.0 | Low |
1885 | CU Bancorp | 0.0 | Low |
1885 | Caisse Reg Credit Agri Mutuel Aquitaine SC | 0.0 | Low |
1885 | sakartvelos bank'i ss | 0.0 | Low |
1885 | AlphaCredit Capital, S.A. de C.V. | 0.0 | Low |
... | ... | ... |

Frequently Asked Questions
Does Southern Michigan Bancorp Inc have an accelerator or VC vehicle to help deliver innovation?
Does Southern Michigan Bancorp Inc disclose current and historical energy intensity?
Does Southern Michigan Bancorp Inc report the average age of the workforce?
Does Southern Michigan Bancorp Inc reference operational or capital allocation in relation to climate change?
Does Southern Michigan Bancorp Inc disclose its ethnicity pay gap?
Does Southern Michigan Bancorp Inc disclose cybersecurity risks?
Does Southern Michigan Bancorp Inc offer flexible work?
Does Southern Michigan Bancorp Inc have a long term incentive (LTI) executive compensation plan based on a measure of return on capital?
Does Southern Michigan Bancorp Inc disclose the number of employees in R&D functions?
Does Southern Michigan Bancorp Inc conduct supply chain audits?
Does Southern Michigan Bancorp Inc disclose incidents of non-compliance in relation to the health and safety impacts of products and services?
Is there a statment that there is no plan to expand their cement production? (for example: 'We have no current plans to add additional cement making capacity')
Does Southern Michigan Bancorp Inc conduct 360 degree staff reviews?
Does Southern Michigan Bancorp Inc disclose the individual responsible for D&I?
Does Southern Michigan Bancorp Inc disclose current and historical air emissions?
Is there a statment that there is no plan to expand their coal usage? (for example: 'We have no current plans to add additional coal powered electricity generation')
Is executive remuneration linked to climate performance?
Does the Board describe its role in the oversight of climate-related risks and opportunities?
Does Southern Michigan Bancorp Inc disclose current and / or historical scope 2 emissions?
Does Southern Michigan Bancorp Inc disclose water use targets?
Does Southern Michigan Bancorp Inc have careers partnerships with academic institutions?
Did Southern Michigan Bancorp Inc have a product recall in the last two years?
Does Southern Michigan Bancorp Inc disclose incidents of discrimination?
Does Southern Michigan Bancorp Inc allow for Work Councils/Collective Agreements to be formed?
Has Southern Michigan Bancorp Inc issued a profit warning in the past 24 months?
Does Southern Michigan Bancorp Inc disclose parental leave metrics?
Does Southern Michigan Bancorp Inc disclose climate scenario or pathway analysis?
Does Southern Michigan Bancorp Inc disclose current and / or historical scope 1 emissions?
Are Operating Expesnses linked to emissions reduction?
Does Southern Michigan Bancorp Inc disclose the pay ratio of women to men?
Does Southern Michigan Bancorp Inc support suppliers with sustainability related research and development?
Does Southern Michigan Bancorp Inc disclose the number of operations that have been subject to human rights reviews or human rights impact assessments?
Does Southern Michigan Bancorp Inc reflect climate-related risks in its financial statements?
Is there a statment that there is no plan to expand their carbon intensite energy assets? (for example: 'We have no current plans to carry out further drilling for oil,')
Is Southern Michigan Bancorp Inc involved in embryonic stem cell research?
Does Southern Michigan Bancorp Inc disclose GHG and Air Emissions intensity?
Does Southern Michigan Bancorp Inc disclose its waste policy?
Does Southern Michigan Bancorp Inc report according to TCFD requirements?
Does Southern Michigan Bancorp Inc disclose its policies for bribery, corruption, whistle-blower, conflict of interest?
Does Southern Michigan Bancorp Inc disclose energy use targets?
Does Southern Michigan Bancorp Inc disclose its Renewable Energy targets?

Are emissions metrics verified by STBi?

Does Southern Michigan Bancorp Inc have a policy relating to cyber security?
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Potential Risks for Southern Michigan Bancorp Inc
These potential risks are based on the size, segment and geographies of the company.
Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest Michigan communities. Its deposit products include interest and non-interest checking, savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit and IRAs. The company also provides home mortgages and equity loans, home equity line of credit, and auto/personal loans; business loans, such as lines of credit, term loans, commercial real estate loans, agriculture loans, letters of credit, small business administration loans, and capital access loans; industrial, construction, real estate, and inventory loans; and consumer lending products comprising direct and indirect loans to purchasers of residential real property and consumer goods. In addition, it offers trust and investment services that include investment management, trustee, IRA rollovers and retirement plan, institutional and personal custody, estate settlement, wealth management, estate and wealth transfer planning assistance, charitable gift planning assistance, and cash management custody services; and safe deposit box and automated teller machine services. Further, the company provides online and mobile banking, bill pay, e-statements, health savings account, ACH, wire transfer, remote deposit capture, insurance, and merchant services, as well as ATM, debit, credit, and gift cards. As of March 24, 2021, it operated 13 branches within Branch, Calhoun, Hillsdale, Kalamazoo, and St. Joseph Counties. The company was founded in 1871 and is based in Coldwater, Michigan.