Synchrony FinancialSynchrony Financial - ESG Rating & Company Profile powered by AI

Industry Group:Consumer Lending

This assessment of Synchrony Financial incorporates data from across the internet and also from public disclosures by Synchrony Financial. If you are employed by Synchrony Financial and you wish to licence your ESG aseessment, please contact us. Alternative companies in the scoring industry group for Synchrony Financial are shown below.

Synchrony Financial in the Consumer Lending industry gained a UN SDG ESG Transparency Score of 6.6; made up of an environmental score of 4.0, social score of 6.9 and governance score of 8.0.

SDG Transparency Score for Synchrony Financial 
Low
0 - 3

6.6

Medium Impact
4 - 6
High
7 - 10
Last Score Update: 2023-07-01
What drives the score for Synchrony Financial 
4.0

Environmental

6.9

Social

8.0

Governance

Detailed ESG Breakdown
SEVVA Platform offers unique drill down to the underlying sources powering the ratings. Break down your ESG analysis by 17 UN SDGs and 8 additional governance factors.

Peer Group Comparison

RankCompanySDG Transparency Score Performance
1Cielo SA
8.2
High
1Visa Inc
8.2
High
75Showa Holdings Co Ltd
6.7
High
75Visa Europe Ltd
6.7
High
83Synchrony Financial
6.6
High
83Fidelity National Information Services Inc
6.6
High
85National Finance Company SAOG
6.5
High
.........
377Zaim Credit Systems PLC
0.0
Low
377Zain Iraq Islamic Bank
0.0
Low
.........
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Peer Companies Benchmark
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Frequently Asked Questions

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Does Synchrony Financial disclose cybersecurity risks?

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Does Synchrony Financial disclose the number of employees in R&D functions?

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Is there a statment that there is no plan to expand their cement production? (for example: 'We have no current plans to add additional cement making capacity')

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Does Synchrony Financial disclose current and historical air emissions?

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Is executive remuneration linked to climate performance?

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Does the Board describe its role in the oversight of climate-related risks and opportunities?

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Does Synchrony Financial disclose current and / or historical scope 2 emissions?

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Does Synchrony Financial disclose climate scenario or pathway analysis?

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Does Synchrony Financial disclose current and / or historical scope 1 emissions?

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Are Operating Expesnses linked to emissions reduction?

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Does Synchrony Financial disclose the pay ratio of women to men?

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Does Synchrony Financial support suppliers with sustainability related research and development?

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Does Synchrony Financial disclose the number of operations that have been subject to human rights reviews or human rights impact assessments?

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Does Synchrony Financial reflect climate-related risks in its financial statements?

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Is there a statment that there is no plan to expand their carbon intensite energy assets? (for example: 'We have no current plans to carry out further drilling for oil,')

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Is Synchrony Financial involved in embryonic stem cell research?

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Does Synchrony Financial disclose GHG and Air Emissions intensity?

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Does Synchrony Financial disclose its waste policy?

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Does Synchrony Financial report according to TCFD requirements?

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Does Synchrony Financial disclose its policies for bribery, corruption, whistle-blower, conflict of interest?

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Does Synchrony Financial disclose energy use targets?

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Does Synchrony Financial disclose its Renewable Energy targets?

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Are emissions metrics verified by STBi?

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Does Synchrony Financial have a policy relating to cyber security?

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Potential Risks for Synchrony Financial
These potential risks are based on the size, segment and geographies of the company.

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

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